• Minimum to open $100
• $100 minimum daily balance to avoid a service charge
• $3 quarterly service charge if balance falls below minimum
• Withdrawals are limited to 12 per quarter
• A fee of $1 is charged for each withdrawal over 12
• Interest is compounded quarterly

• $10,000 minimum to open
• $10,000 minimum to earn higher interest
• If daily balance drops below $10,000 interest rate drops to Regular Savings rate
• $100 minimum balance to avoid a service charge
• $3 quarterly service charge if balance falls below minimum
• Withdrawals are limited to 12 per quarter
• A fee of $1 is charged for each withdrawal over 12
• Interest is compounded quarterly

• Available to individuals under 16 years of age
• No quarterly service charge
• Withdrawals are limited to 12 per quarter
• A fee of $1 is charged for each withdrawal over 12
• Interest is compounded quarterly